1. Introduction
Welcome to Billery! This Privacy Policy outlines how we collect, use, disclose, and protect your data when you use our platform. By accessing Billery, you agree to the terms of this policy.
2. Information We Collect
We collect the following types of data:
- Personal Information: Name, email, phone number, address, date of birth, and identification details for verification purposes.
- Financial Information: Payment details, bank account information, and transaction history.
- Business Information: Business name, tax details, and invoicing data.
- Technical Information: IP address, browser type, device information, and usage analytics.
3. How We Use Your Information
We use the collected data for the following purposes:
- To provide our services: Facilitating invoicing, payments, and financial transactions.
- Identity verification: Ensuring compliance with KYC and AML regulations.
- Security & fraud prevention: Protecting against fraudulent activities and unauthorized access.
- Customer support: Assisting users with inquiries, troubleshooting, and service improvements.
- Legal compliance: Meeting regulatory requirements and responding to legal requests.
- Marketing & communication: Sending promotional offers and platform updates (opt-in required).
4. Data Sharing & Disclosure
We may share your information with:
- Payment processors: To facilitate transactions (e.g., Stripe, Circle, PayPal, Paystack, etc.).
- Regulatory authorities: To comply with legal obligations.
- Business partners: When users opt into third-party services.
- Service providers: For hosting, analytics, and customer support tools.
- Law enforcement: In response to legal requests or to prevent fraud.
5. Data Storage & Security
- We implement industry-standard security measures to protect user data.
- Personal and financial information is encrypted during transmission and storage.
- Access to user data is restricted to authorized personnel only.
6. International Data Transfers
As a cross-border platform, your data may be transferred to and stored in countries outside your jurisdiction. We ensure such transfers comply with GDPR and other applicable regulations.
7. User Rights & Choices
Users have the following rights regarding their data:
- Access & correction: Request copies of your data and correct inaccuracies.
- Data deletion: Request the deletion of your data, subject to legal obligations.
- Opt-out: Withdraw consent for marketing communications.
- Restrict processing: Limit how your data is used in certain cases.
8. Cookies & Tracking Technologies
Billery uses cookies and similar technologies for:
- Improving user experience and navigation.
- Analyzing platform usage and performance.
- Personalizing content and advertisements. Users can manage cookie preferences through browser settings.
9. Third-Party Links
Our platform may contain links to third-party websites. Billery is not responsible for the privacy practices of external sites and encourages users to review their policies.
10. Retention of Data
We retain user data as long as necessary to:
- Provide services efficiently.
- Comply with legal obligations.
- Resolve disputes and enforce our terms.
11. Changes to this Privacy Policy
We may update this Privacy Policy from time to time. Users will be notified of significant changes before they take effect.
12. Contact Us
For any questions or concerns regarding these Terms, contact us at info@billery.io
By using Billery, you acknowledge that you have read, understood, and agree to this Privacy Policy.